每种货币入账到 Wise 账户分别需要多长时间？
如果您正在等待一笔款项到账，可能想知道它多久才能进入余额。
速度取决于：
汇款所用货币
汇款人所用付款方式
货币汇款需要多长时间？付款通常在星期一至星期五的工作日和正常工作时间内处理。如果付款是在汇出国的周末或公共节假日汇出的，则应在下一个工作日到账。
查看此表以了解您的货币可能需要多长时间。
CurrencyDomestic paymentInternational paymentAUDUsually a few minutes, sometimes up to 1 working dayUsually 1 working day, sometimes up to 5 working daysCADUsually a few hours, sometimes up to 1 working dayUsually 1 working day, sometimes up to 5 working daysEUR*Usually a few minutes, sometimes up to 1 working dayUsually 1 working day, sometimes up to 5 working daysGBP*Usually a few minutes, sometimes up to 1 working dayUsually 1 working day, sometimes up to 5 working daysHUFInstant for payments under 10 million HUF, a few hours for payments over 10 million HUFUsually 1 working day, sometimes up to 5 working daysMYRUsually a few hours, up to 2 working daysYou can only receive MYR from MalaysiaNZDUsually a few hours, up to 2 working daysUsually 1 working day, sometimes up to 5 working daysPHPUsually instant, or up to 2 working daysYou can only receive PHP from the PhilippinesPLN*Usually a few minutes, sometimes up to 2 working daysUsually 1 working day, sometimes up to 5 working daysRONUsually a few minutes, sometimes up to 2 working daysUsually 1 working day, sometimes up to 5 working daysSGDUsually a few minutes, sometimes up to 1 working dayUsually 1 working day, sometimes up to 5 working daysTRYUsually a few minutes, sometimes up to 1 working dayYou can only receive TRY from TürkiyeUSDUsually within hours, and up to 4 working days for ACH transfers. Usually within minutes, and up to 1 working day for wire transfersUsually 1 working day, sometimes up to 5 working days*欧元：同样适用于通过 Swift 接收非欧元货币到欧元账户详细信息
*英镑：同样适用于通过 Swift 接收非英镑货币到英镑账户
*波兰兹罗提：若您已有波兰兹罗提账户详细信息，请继续使用；我们不提供新账户详细信息
如果我还没有收到款项，该怎么办？如果已超时却仍没有收到款项，在与我们联系之前，您应该先与汇款人核实，让他们询问银行。
若您的资金尚未到账，请按以下步骤操作，并在需要时上传付款证明。
点击此处了解更多款项未到账的原因
为何国际 Swift 付款到账需时较长？Swift 付款可能需要最多 5 个工作日才能到达您的 Wise 账户，因为它们通常需要经过多家银行处理。请至少等待 5 个工作日后再与我们联系。
若已超过 5 个工作日：
确保您已向汇款人提供了正确的账户详细信息
等待预计时间。如果还没有到账，请向我们提供 Swift 汇款的付款证明 (MT103)
等待我们团队审核您的文件并通过电子邮件回复您